Payments. Simplified.

Accept mobile money, card and bill payments across West and Central Africa, and pay out with the same API.

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POST /api/v1/payments

curl https://sandbox-api.elgiopay.com/api/v1/payments \
  -H "Authorization: Bearer pk_test_…" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 5000,
    "currency": "XAF",
    "payment_method": "mtn_mobile_money",
    "customer_phone": "677000000",
    "reference": "order_1024"
  }'

# → 201
{ "success": true, "transaction_id": "TXN_ABC123DEF456", "status": "pending" }

Sandbox: test number 677000000 returns a successful payment.

What ElgioPay solves

A separate integration for every operator.
Transactions that are hard to reconcile and track.
Outgoing payments still handled by hand.

Features

Mobile Money collections

MTN Mobile Money, Orange Money and other channels: the customer confirms the payment on their phone.

Card payments

Card payments with 3D Secure, or through a ready-made widget.

Bill payments

Look up a bill and pay it through the API, Eneo included.

Payouts

Pay suppliers, agents or users, with recipient validation before sending.

Multi-currency balance

Available and pending balance in XAF, XOF or EUR.

Connected merchants

For platforms: sub-merchants, separate balances, payouts and onboarding links.

Signed webhooks

Payments and payouts notified in real time, signed with HMAC-SHA256 and retried automatically on failure.

Sandbox

Test numbers with predictable outcomes (success, pending, declined) to validate everything before going live.

To confirm Add screenshots to public/images/products/elgiopay/

Who it’s for

Businesses selling online or on mobile
Development teams and startups
Platforms that need to pay their users or partners

An Elgiosoft product

Ready to try ElgioPay?

Get in touch to learn more, request a demo or discuss a partnership.

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